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Hard Money Loans Learning Center

How to Choose the Right Loan for Your Rental Property Investment

Diving into rental property investments can be a lucrative endeavor, providing a steady stream of passive income and long-term wealth accumulation. However, the success of your rental property venture often...

Top 10 Situations Where a Hard Money Loan Can Help

Are you facing a financial challenge that traditional lending options just can't solve? It might be time to consider a hard money loan. As a Los Angeles hard money lender...

The Pros and Cons of Bridge Loans

Real estate investments often require strategic financial maneuvers, and it is no wonder that bridge loans have skyrocketed in popularity as a quick and flexible funding solution for investors. These...

Bridge Loans vs Hard Money Loans

If you’re looking for a short-term financing solution to bridge a funding gap or seize a lucrative opportunity, two popular options for such scenarios are bridge loans and hard money...

What’s the Difference Between Bridge Loans vs. Gap Loans?

Hard money loans are a popular option for investors who cannot obtain real estate development finance from traditional lenders but still want to get their hands on some cash. Since...

Fix and Flip Funding: Hard Money Loans vs. Conventional Loans

For the most part, hard money loans are similar to conventional loans. You apply for the loan and if you are approved, you receive the funds. You then repay the...

Top 10 Questions to Ask Your Bridge Loan Broker

A bridge loan lender could be the best solution for fast financing, as the correct lender can quickly get you the money you need to secure your next real estate...

How to Utilize Bridge Loans in the Current Banking Crisis Market

As economic activity declines significantly and traditional lenders tighten their lending criteria, it becomes harder for real estate investors to survive. However, all is not lost because investors with healthy...

Bridge the Gap to Your Real Estate Dreams with Bridge Loans

When you are selling one home and buying another, it can be challenging to coordinate the sale and purchase, especially if there are several offers in both contexts. Bridge Loans...

Why 2023 is a Good Year to Use a Hard Money Loan to Invest in a Multifamily Property

2023 is an exciting year for real estate investors. With the demand for rental properties on the rise, multifamily real estate has become an attractive investment option, providing a steady...

What are Hard Money Loans Costs and Interest Rates

Current hard money loan rates, as of 2022, vary between about 9% and 14%. Hard money lenders, however, offer slightly different loan rates and fees. Real estate investors and house...
Fix and Flip Markets

The Hottest Fix and Flip Markets in Southern California

Since the recession, Southern California has been slowly rebounding to a thriving economy. A high foreclosure rate comes along with a large inventory for fix and flip properties. Each of...

What are the Benefits of Private Money Loans and Who Needs Them?

Efficient and reliable access to capital is necessary for every real estate investor trying to build a successful business. The Southern California real estate market has grown significantly competitive over...
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Reasons You are Getting Rejected by Hard Money Lenders

It can be challenging to get a traditional mortgage if you’re looking to buy a house to fix and flip or use as a rental property. If your credit score...

How Do You Flip Houses with No Money?

You probably know that cash is one of the most significant barriers to entry for most new real estate investors, including those looking to flip houses. This is simply because...

How to Get Hard Money Real Estate Loans in Southern California

RTI Bridge Loans - Fast Hard Money Lender For Southern California Real Estate Investors The truth is that Southern California’s real estate market is changing, and it is changing fast...

Is a Bridge Loan the Right Fit for You?

Are you a commercial property owner or developer in Los Angeles planning a new project while counting on funds that you are supposed to receive from the buyer of your...

How to Get a Hard Money Loan in Los Angeles When You Have Bad Credit

Getting a loan in Los Angeles when you have bad credit or no credit history can be challenging. As a borrower, you’ll need to submit an application listing your income...

A Basic Guide to Understanding Hard Money Loans in Southern California

Investing in the Southern California real estate market can be a lucrative avenue for wealth creation, and it’s a fantastic way to diversify your income. Have you identified an opportunity...

How to Use a Hard Money Loan to Buy an Investment Property in Los Angeles

In the “fix and flip” industry, finding a reliable source of capital that can keep up with the fast-paced nature of the Los Angeles housing market can prove to be...

Hard Money Loans Vs. Private Money Loans: What’s the Difference?

Despite the instability of the pandemic-impacted economy, real estate continues to be a profitable venture. You stand to benefit a lot by investing in real estate: passive income, equity, monthly...

Tips for Choosing the Right Southern California Hard Money Lender

The correct hard money lender is critical for your success as a Southern California real estate investor. While it is easy to make the mistake of rushing to do business...

The Complete Guide to Fix and Flip Loans

Flipping houses has become quite popular in recent years, thanks to property-flipping TV shows such as Property Brothers that popularize the real estate niche. A key component to flipping success...

What is a Trust Deed Loan?

A trust deed loan can give you the financial freedom and flexibility to grow your investment portfolio. As the name implies, this type of loan is secured by a real...

Everything You Need To Know About Getting Started With Hard Money Loans

RTI Bridge Loans is a direct bridge and hard money lender in California with over 30 years of experience in hard money lending. We are passionate about helping contractors, real...

Top 7 Advantages of Hard Money Loan for Commercial Real Estate

Are You an Aspiring Businessman Who is Just Starting a Career in Real Estate Investing? Maybe you are interested in house flipping for profit, but you aren’t sure if traditional...

How Do Hard Money Loans Work for Real Estate Investments?

Hard money loans are an avenue for real estate investors to turn to when they want or need financing for a property deal but cannot connect with a bank or...

Ultimate Private Money Lending Guide: How to Get Started

Private money lending is a type of non-bank lending. We commonly refer to it as hard money lending. Private lending is a professional business in which a lender loans his...

Documents and Fees Required for a Hard Money Loan in California?

Proof of income. Credit score. Credit history. Income to debt ratio. If you've ever applied for a loan, you know the drill required by most lenders. Before they approve a...

Hard Money Loans For Los Angeles Residential Rentals

Residential Hard Money Lenders Los Angeles Often interchanged with a bridge loan, private loans, "non-doc", a residential hard money loan is basically a non-bankable loan offered on an investment residential...

Fix and Flip Hard Money Loans in California

So, you want to dip your toes in the waters of flipping houses in California. Congratulations on your move. Often, fix and flip investors in California lack enough capital to...

How to Find Private Money Lenders for Your Real Estate Ventures

Real estate investors are always looking for their next conquest, their next opportunity. Those conquests and opportunities take money, and any good investor knows that you spend other people’s money...

Ultimate Hard Money Lending Guide

California, Colorado, and Nevada are the land of opportunity in the real estate industry – when you have money. What about when you don't have the money though, does that...

Reasons Why You Should Invest in Real Estate Over Stocks

Many Americans looking to grow their future wealth understandably struggle to choose between real estate and building a portfolio of stocks. Ideally, you will desire to diversify your income by...

6 Strategies For Making Money With An Investment In Real Estate

While there are various ways to make money in the real estate industry, all of them may not work for you. Real estate gurus may give you plenty of suggestions...

How much do Bridge Loan Lenders charge?

Bridge loans, also known as hard money loans, can be a great way to purchase a new property without having to wait to sell the old one first. But there...

How Does a Bridge Loan Work?

When it comes to the real estate world, there are more loans than you can shake a stick at. And to the uninitiated, those loans may all seem like the...