Commercial Hard Money Lenders Los Angeles

Commercial Hard Money Loans

Commercial Lending Specifications

Commercial bridge loan Gidelines

Loan Term 1-2 Years
Loan Amount $250,000 to 20,0000,000
Lending Area California | Nevada | Colorado
Trust Deeds 1st & 2nd TD's
Loan-to-Value Up to 75%
Interest Rate Starting at 8.75%
Origination Fee 1 to 3 Points
Prepayment Penalty Not Required
Closing Time 7 to 15 Days
Interest Reserve No Payments for 6 Months

Getting Started

LENDING SCENARIOS Time Sensitive Transactions
  • 1031 Exchanges
  • Expiring Purchase Contracts
  • Balloon Payments
  • Partnership Buyouts
Distressed Scenarios
  • Bankruptcy Restructurings
  • Foreclosure Loans
  • Discounted Payoff
  • Agreements
Value Add
  • Renovation Loans
  • Tenant Improvements
Cash Out
  • All Cash Dispersed at Closing
  • No Fund Control
  • Multifamily | Office | Retail
  • Mixed Use | Luxury Residential

Hard Money Refinance Loans for Los Angeles Commercial Real Estate

Among various metropolitan areas, the greater Los Angeles area stands out as one of the most favorable real estate investment markets in the U.S. Thanks to its robust economy, a considerable pool of potential renters, and the consistent increase in property values, the region emerges as a reliable choice for those seeking a promising investment opportunity.

RTI Bridge Loans, a premier Los Angeles hard money lender, can assist with the proper funding if you’ve found an investment opportunity in this region and don’t want to let it pass you by. New construction, fix and flip, fix to rent, rental, multi-family, and bridge financing solutions from RTI Bridge Loans can help you enter this thriving market and close quickly with reliable funds! You can secure our flexible hard money commercial real estate loans quickly, ensuring you make the most of any deal.

If you’re in need of a commercial hard money loan for your real estate investment, please contact us today at (562) 857-2285!

Commercial Property Types

Commercial Property Types

What We Lend on

We offer hard money loans for all commercial property types including retail center, shopping malls, office buildings, heavy manufacturing industries, industrial buildings, mixed-use property, hotels, healthcare spaces, hospitals, nursing homes, restaurants, cafes, self-storage in los angeles and orange county.

office buildings
Mixed-Use Property
Healthcare Spaces

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40 Years Of Experience
40 Years Of Experience

Partner with one of the most reliable and professional direct hard money lenders in California with over 40 years of hard money lending experience.

Fast Approvals And Funding
Fast Approvals And Funding

Quick approvals and direct funding when time is off the essence and need capital on critical opportunities in this fast-moving real estate market.

Leverage Your Money
Leverage Your Money

Maximize Leverage with our financing up to 70-80% LTV of the residential, commercial or mixed project at competitive hard money loan rates.

Recently Funded Business Loans in Los Angeles, CA

Why Los Angeles Commercial Is Still a Top Pick for Real Estate Investors?

The Los Angeles area has ranked No. 1 in the U.S. in a survey of global real estate investors for commercial real estate investments. As per the survey, Office spaces are the preferred category of real estate investments, with warehouse centers, multifamily buildings, hotels, retail shopping centers, and industrial buildings. Here are some factors that have contributed to LA’s appeal to investors:

1. Global Economic Hub: Los Angeles is a dynamic & fast-growing economy with a diverse range of industries, including entertainment, technology, finance, healthcare, and tourism.

2. Entertainment Industry Benefits: Hollywood and the broader entertainment industry have a significant presence in LA, increasing demand for commercial properties such as production facilities, studios, and event spaces.

3. Emerging Tech: LA’s tech scene has grown steadily, with companies and startups in e-commerce, media, and digital content. Disney Interactive, SpaceX, Snap Inc., The Honest Company, AECOM, Hulu, The Aerospace Corporation, and Wpromote are just a few of the leading tech firms headquartered in Los Angeles.

4. Tourism/Hospitality: LA is a major tourist destination, attracting visitors worldwide; increasing demand for hotels, restaurants, retail spaces, and entertainment venues remains high.

5. Port and Trade: The Port of Los Angeles is one of the busiest ports in the region, facilitating trade. This drives demand for industrial and logistics properties.

Let RTI Bridge Loans Help You Fund Your Business Hard Money Loans

RTI Bridge Loans is a leading Los Angeles hard money lender and we aim to help real estate investors achieve their dreams and goals through private financing. Our commercial hard money loans can be an excellent option for real estate investors, as they offer quick disbursement of funds with substantially less borrower scrutiny.

We aim to create loan solutions that are unavailable through traditional lending institutions, and we work fast, turning loans around much quicker than conventional lenders because we know time is critical for borrowers looking to invest in Los Angeles competitive market. Real estate investors need financing partners they can trust, and we are the best commercial hard money lenders in Los Angeles for a reason!

Why Choose RTI Bridge Loans?

Investors in Los Angeles County and surrounding areas frequently choose us as their commercial hard money lender because of our:

» Impressively Low Rates

While commercial bridge loans generally attract higher fees than traditional loans, such as mortgages from banks and other financial institutions, RTI Bridge Loans offer some of the most competitive bridge loan rates in Los Angeles.

» Flexible Term Lengths

We offer varied term lengths to ensure you can find a hard money commercial mortgage that works within your project’s timeframe.

» Seamless Process

We make securing funding quick and easy with a straightforward process you can complete quickly and with minimal hassle.

» Shared Goals

We work to establish mutual goals that reflect both the borrower’s and lender’s priorities that can be clearly articulated, understood, and supported.

» Impeccable Customer Service

We work hard to keep our clients happy every step of the way. Our team is friendly, helpful, and knowledgeable. We’re always willing to answer any questions or address any query.

» Mutual Trust

We strive to earn the trust of our clients, creating high standards of reciprocity and greater opportunities for shared success.

» Unmatched Expertise

We have over three decades of experience providing bridge loan financing in Los Angeles, which has equipped us with the knowledge and skills to help you optimize your investment.

» The Areas We Serve as Los Angeles Hard Money Lenders

Our team has worked with commercial real estate investors in all counties in the Los Angeles metropolitan area and the region’s largest cities, including Long Beach, San Fernando Valley, Thousand Oaks, Santa Barbara, Burbank, Gardena, San Diego, and San Francisco.

RTI Bridge Loans is ready to help with your commercial financing needs, from new construction loans to fix and flip loans.

Cash-Out Refinancing for Commercial Property

RTI Bridge Loans offers a full suite of real estate investment financing options to California’s real estate investors. We offer the industry’s best hard money commercial loans on:

» Commercial Buildings

Commercial buildings in Los Angeles County are an excellent investment for investors looking for stable returns with longer-term leases. There are many types of commercial buildings, including the following:

  • Retail buildings
  • Industrial buildings
  • Office buildings
  • Apartment Complexes
  • Warehouses

Commercial buildings in Los Angeles have historically provided a reliable income stream and a good hedge for inflation, often with higher yields than residential real estate. After all, leases with established businesses are usually longer term and more likely to renew.

» Multifamily Properties

A multi-family is one type of rental property we lend on often. Any structure with multiple individual dwelling units is a multi-family property. Examples of a multi-family investment property include a duplex or an apartment complex, to name a few.

Duplexes, triplexes, and fourplexes are different types of multi-family properties with fewer units for investors who want to get started with multi-family. These properties usually have two, three, or four units, respectively, so only a few units to manage and maintain.

» Apartment Complexes

Apartments are a subtype of multi-family property with a larger number of units, usually five or more. Although more units translate to more rental income, apartment complexes require more repairs and maintenance, so you’ll need more cash reserves.

Apartments in both rural and urban areas can provide a steady income stream for a real estate investor. When lending to buyers of multi-family properties, commercial hard money lenders usually want to ensure their borrowers have prior experience because rental real estate tends to come with more ownership headaches, especially if there are many units. Also, you need cash reserves for apartment maintenance because multiple units mean multiple repairs and improvements.

» Fix and Flip Properties

A fix and flip (Rehab Loan) is a real estate investment in which you buy a home, perform renovations, and then sell it for a profit. This can be a great way to make money in the Los Angeles real estate market if you know where to look and have access to reliable funding.

» BRRRR Properties

BRRRR refers to “buy, rehab, rent, refinance, repeat,” an investment type similar to a fix-and-flip investment property, the difference being instead of selling the property, the investor keeps the property and rents it out.

BRRRR properties are most commonly single-unit properties such as single-family homes or townhomes. These rental properties can provide a steady income stream and may appreciate over time.


Commercial Real Estate Refinance Loans Types

Los Angeles Investors consider the various types of commercial real estate refinance loans.
1. Conventional Commercial Hard Money Loans are the most popular choice for refinancing to switch to a mortgage with a lower interest rate.
2. Commercial Cash-Out Refinance Loans is the ideal option for Investors with a lot of equity in their property.
3. Commercial Bridge Loans is another option for investors to bridge the gap for short term refinancing.

Also Read: Top 7 Advantages Of Hard Money Loan For Commercial Real Estate
Are You an Aspiring Businessman Who is Just Starting a Career in Real Estate Investing? Maybe you are interested in house flipping for profit, but you aren’t sure if traditional…
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Top 7 Advantages Of Hard Money Loan For Commercial Real Estate

Ready to Refinance Your Commercial Property?

Are you looking for a private lending partner to help refinance your commercial property? We tailor our commercial hard money loans to suit your real estate investment goals and will work with you each step of the way. We are here to help you succeed in real estate investing!

Let RTI Bridge Loans help fund your next real estate investment in Los Angeles County. Contact us today at (562) 857-2285 for more information!


A commercial cash-out refinancing is a short-term lending instrument that real estate investors can leverage to finance an investment opportunity. Commercial hard money lenders usually offer these loans to borrowers who generally don’t meet the standard banking criteria but have sufficient real estate or assets to collateralize the loan.

Fix-and-flip investors, commercial real estate developers, and keen business people commonly use commercial hard money loans for real estate transactions.

Some things you’ll need before approaching a hard money lender include:

  • A property to purchase or renovate
  • Detailed investment plan
  • Documentation and financial information
  • Exit strategy
  • Sufficient equity or down payment

Commercial Hard money loans in Los Angeles usually have a rate of 8% to 12%

Generally, hard money lenders require a minimum credit score of 600, which can vary depending on the investors.