Why Choose RTI Bridge Loans?
Investors in Los Angeles County and surrounding areas frequently choose us as their commercial hard money lender because of our:
» Impressively Low Rates
While commercial bridge loans generally attract higher fees than traditional loans, such as mortgages from banks and other financial institutions, RTI Bridge Loans offer some of the most competitive hard money interest rates in Los Angeles.
» Flexible Term Lengths
We offer varied term lengths to ensure you can find a hard money commercial mortgage that works within your project’s timeframe.
» Seamless Process
We make securing funding quick and easy with a straightforward process you can complete quickly and with minimal hassle.
» Shared Goals
We work to establish mutual goals that reflect both the borrower’s and lender’s priorities that can be clearly articulated, understood, and supported.
» Impeccable Customer Service
We work hard to keep our clients happy every step of the way. Our team is friendly, helpful, and knowledgeable. We’re always willing to answer any questions or address any query.
» Mutual Trust
We strive to earn the trust of our clients, creating high standards of reciprocity and greater opportunities for shared success.
» Unmatched Expertise
We have over three decades of experience providing bridge loan financing in Los Angeles, which has equipped us with the knowledge and skills to help you optimize your investment.
» The Areas We Serve as Los Angeles Hard Money Lenders
Our team has worked with commercial real estate investors in all counties in the Los Angeles metropolitan area and the region’s largest cities, including Long Beach, San Fernando Valley, Thousand Oaks, Santa Barbara, Burbank, Gardena, San Diego, and San Francisco.
RTI Bridge Loans is ready to help with your commercial financing needs, from new construction loans to fix and flip loans.
Cash-Out Refinancing for Commercial Property
RTI Bridge Loans offers a full suite of real estate investment financing options to California’s real estate investors. We offer the industry’s best hard money commercial loans on:
» Commercial Buildings
Commercial buildings in Los Angeles County are an excellent investment for investors looking for stable returns with longer-term leases. There are many types of commercial buildings, including the following:
- Retail buildings
- Industrial buildings
- Office buildings
- Apartment Complexes
Commercial buildings in Los Angeles have historically provided a reliable income stream and a good hedge for inflation, often with higher yields than residential real estate. After all, leases with established businesses are usually longer term and more likely to renew.
» Multifamily Properties
A multi-family is one type of rental property we lend on often. Any structure with multiple individual dwelling units is a multi-family property. Examples of a multi-family investment property include a duplex or an apartment complex, to name a few.
Duplexes, triplexes, and fourplexes are different types of multi-family properties with fewer units for investors who want to get started with multi-family. These properties usually have two, three, or four units, respectively, so only a few units to manage and maintain.
» Apartment Complexes
Apartments are a subtype of multi-family property with a larger number of units, usually five or more. Although more units translate to more rental income, apartment complexes require more repairs and maintenance, so you’ll need more cash reserves.
Apartments in both rural and urban areas can provide a steady income stream for a real estate investor. When lending to buyers of multi-family properties, commercial hard money lenders usually want to ensure their borrowers have prior experience because rental real estate tends to come with more ownership headaches, especially if there are many units. Also, you need cash reserves for apartment maintenance because multiple units mean multiple repairs and improvements.
» Fix and Flip Properties
A fix and flip (Rehab Loan) is a real estate investment in which you buy a home, perform renovations, and then sell it for a profit. This can be a great way to make money in the Los Angeles real estate market if you know where to look and have access to reliable funding.
» BRRRR Properties
BRRRR refers to “buy, rehab, rent, refinance, repeat,” an investment type similar to a fix-and-flip investment property, the difference being instead of selling the property, the investor keeps the property and rents it out.
BRRRR properties are most commonly single-unit properties such as single-family homes or townhomes. These rental properties can provide a steady income stream and may appreciate over time.
Los Angeles Investors consider the various types of commercial real estate refinance loans.
1. Conventional Commercial Hard Money Loans are the most popular choice for refinancing to switch to a mortgage with a lower interest rate.
2. Commercial Cash-Out Refinance Loans is the ideal option for Investors with a lot of equity in their property.
3. Commercial Bridge Loans is another option for investors to bridge the gap for short term refinancing.