Venice CA Hard Money Lenders

Hard Money Lenders in Venice, CA

Are you looking for a hard money loan in Venice, CA, or a surrounding community? Getting the best option couldn’t be easier with RTI Bridge Loans. For thirty years, RTI Bridge Loans has been offering Los Angeles property owners and investors every kind of financing solution.

Our commitment is to help you get your property investment projects completed with no financial hurdles. With this commitment to our customers coupled with extensive experience, we have earned a reputation as a trusted Venice hard money lender. What’s more, we have a long list of happy customers who can testify to our top-notch customer services and the seamlessness of our loan application process.

Whether you are adept at property investment or just getting started- RTI Bridge Loans is here to ensure you get the financial help you need to make your venture a success.

Please contact us at (562) 857-2285 for reliable Venice hard money loans and real estate investment guidance. Otherwise, keep reading to learn more about hard money loans in Venice.

40 Years Of Experience
40 Years Of Experience

Partner with one of the most reliable and professional direct hard money lenders in California with over 40 years of hard money lending experience.

Fast Approvals And Funding
Fast Approvals And Funding

Quick approvals and direct funding when time is off the essence and need capital on critical opportunities in this fast-moving real estate market.

Leverage Your Money
Leverage Your Money

Maximize Leverage with our financing up to 70-80% LTV of the residential, commercial or mixed project at competitive hard money loan rates.


Recent RTI Bridge Loan Deals

We Fund California Real Estate Projects

RTI Bridge Loans, one of the most experienced direct hard money lenders in California serving Los Angeles and Orange County. We fund hard money loans to Real Estate Developers and Investors, regardless of the size or a challenge of the project, ranging from Bridge Loans, fix and flips to Private money Loans and commercial acquisitions. We provide quick approval and funding with competitive rates and reliable service through asset-based lending for various real estate projects and transactions.

Hard Money Loans Real Estate California

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Venice Hard Money Loans

RTI Bridge Loans gives a range of Hard money loan options in Venice, CA from commercial real estate loans, private money loans, bridge loans to fix and flip loans. Unlike typical bank loans, hard money loans are short-term and funded quickly. What’s more, the property in question serves as the loan’s collateral.

If you do not have good credit or the necessary documentation to qualify for a bank loan, RTI Bridge Loans has got you covered with fast funding.

As a well-reputed Venice Hard Money loan provider, we stand out among the best professionals to help you turn your Venice real estate investment dream into a reality. Schedule a consultation and get your next property investment project in Venice started.

Venice Private Money Loans

If you are looking for premium private loans in Venice or neighboring communities, look no further. At RTI Bridge Loans, you enjoy a premium lending experience backed with a quick loan application process and approval.

For a long time, Venice real estate market was unstoppable, registering 17% growth in prices from 2012 to 2019. And although the COVID-19 pandemic reversed the trend, we expect to see tremendous growth as the economy recovers from the pandemic’s harsh bites.

At RTI Bridge Loans, our joy is to prevent financial constraints from limiting your investment potential. Reach out to us today for quick financing options that will get your project started as soonest as possible.

Venice CA Fix and Flip Loans.

Are you considering flipping properties in Venice?

You need cash to purchase the discounted properties you are interested in, rehabilitate them, and cover homeowner’s insurance, property taxes, and utilities until you sell the property. If you have a limited budget, consider a fix and flip loan and work with a Venice hard money lender committed to seeing your flipping projects sail through.

RTI Bridge Loans has over 40 years of experience financing fix and flip projects in California. You can rest assured we can offer you the financial assistance you need to cater to your property flipping expenses. Contact us today at (562) 857-2285 for a quick consultation.

So, What Exactly Are Hard Money Loans?

Hard money loans stand out as the best alternative financing option for investors experiencing difficulties accessing a conventional bank loan, have imperfect financial records, or feel disadvantaged by the long time it takes to receive a bank loan. They free you from the hassles of a typical mortgage lender while facilitating quick investment financing.

Venice CA, Hard money loans providers lend based on the collateral value and not the borrower’s financial history. But should the borrower default on payment, the lender has no choice but to sell the collateral to recover the loan amount.

Something unique about Venice hard money loans is that they attract higher interest rates. This is because they are short-term and carry more risks than typical bank loans. They are also available in many options that apply to specific investment projects or a borrower’s financial situation.

If you want to learn more about Venice hard money loans and discover the best option for your next property venture, RTI Bridge Loans is just a call away: (562) 857-2285.

Benefits of Hard Money Loans to Investors

They Are Fast

A typical bank requires that you have a favorable credit score and compelling loan purpose for them to give you a loan. But even if you qualify for the loan, you still need to wait for at least seven weeks to get the loan. Venice CA hard money lenders offer a different experience. At RTI Bridge Loans, we make sure to finance your new property within 3-10 days.

They Are Flexible

Bank loans are rigid and are subject to more stringent guidelines. Contrarily, hard money loans take fewer steps and less time, although each lending company may have its own rules and regulations.

Additionally, a perfect financial history should be the least of your worries because Venice hard money loan providers base their decision on the collateral.

Help Fund Investment Projects Often Rejected by Banks

Conventional financial institutions hardly finance risky projects that Hard money lending companies in Venice would readily fund, for example, property flipping. Still, banks are not a fan of short-term loans.

To get your queries regarding Venice hard money loans answered, get in touch with RTI Bridge Loans today at (562) 857-2285

Disadvantages of Hard Money Loans

High Down Payment and Equity

Hard money lenders in Venice, CA, may overlook negative events in your financial history, but they demand higher down payments or equity on the property. Down payment for hard money loan typically range between 25% and 35%

Higher Interest Rates

Because hard money loans are riskier than conventional bank loans, lenders charge much higher interest rates. Interest rates for hard money loans in the US average is 11.25% and range between 7.5% and 15%. Compare the figures with the current 30-year fixed-rate average of 3.04%.

Short-Term and the Last Resort

Hard money loans carry a higher risk for both investors and lenders, typically lasting a year. These factors combined with high-interest rates make hard money the last resort for investors who cannot access home loan financing.

Types of Hard Money Loans Available in Venice, CA

Hard Money Loans

A hard money loan is short-term funding secured by a property. These loans typically last about 12 months and attract higher interest rates because of the perceived risk. Often, lenders require borrowers to pay interests monthly and the principal amount at once at the end of the term.

Bridge Loans

If you wish to buy a new home before selling your existing home, a bridge loan may be your best option for funding your next property.

A typical scenario for bridge loans is where an individual borrows the difference between their current mortgage balance and a maximum of 80% of their home’s value. The borrower uses the second loan to pay the down payment for their second home and pays off the first mortgage when they sell their first home.

Fix and Flip Loans

Property flipping involves buying a discounted house at auction, rehab the property to the best possible condition, and sell it at a profit.

Fix and flip loans help investors cater to the expenses related to the above steps and cover property ownership-related expenses (think utilities and homeowner’s insurance).

Borrowers are often allowed to pay the accrued loan amount (principal amount + interests) in a lump sum when they flip their properties.

Partner with a Professional Hard Money Lender in Venice, CA

RTI Bridge Loans boasts over thirty years of experience offering hard money loans to investors in the Los Angeles metropolitan area. We pride ourselves on providing reliable and quick funding to help investors expand their investment property portfolios.

With our seamless financing option, you can readily tap into hot markets and quickly generate the profits you need to sustain and grow your investment. Should you have any queries regarding Hard money financing in Venice, CA, please contact us at (562) 857-2285.

Venice, Ca Real Estate Market Trends

Venice is a densely populated urban neighborhood nestled in the Los Angeles Westside region. It is a tight-knit neighborhood with charming streets, excellent walkability, plenty of fantastic restaurants, an enviable location on the ocean.

AreaVibes estimates that the cost of living in Venice, CA is 59% higher than LA’s average and 143% higher than the national average.

Venice CA Real estate market ranks among the priciest in the country, outranking 97.8% of California neighborhoods and 99.6% of the USA’s communities. On the flip side, it has a median household income of over $104,000.

Studio to two-bedroom apartments and three-four bedroom single-family homes are the most prevalent housing units in Venice, CA.

Presently, homes for sale in Venice range between $535k and $12.5m. In April 2021, the city’s median home list price was $2.49m, up by 10.7% from last year. The median home sale price was $1.935m, while the median list price per square foot stood at $1,100.

The average rent in Venice, CA, is higher than nearly 74% of California neighborhoods. According to, renters can expect to pay an average of $2,287 per month. The average rent for studio, one-bedroom, two-bedroom, and three-bedroom apartments is $1,568, $2,287, $3,029, and $4,224, respectively.

To learn more about the Venice housing market and get reliable hard money loans, call RTI Bridge Loans at (562) 857-2285.

Hard Money Lenders Near Me: Venice, CA

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Saturay : Closed
Sunday : Closed
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