Thousand Oaks Hard Money Lenders

Last Updated on June 27, 2024

Hard Money Lenders in Thousand Oaks, CA

Are you in need of hard money lenders in Thousand Oaks, CA? There are many reasons why you want to look for a hard money loan. Maybe you do not have a good credit history, or you don’t want to wait for a conventional bank loan to be processed. Regardless of the reason, obtaining a hard money loan is much easier than applying for a conventional bank loan.

RTI Bridge Loans offers a reliable and hassle-free way to finance your next Fix and Flip project or your dream house. Contact us today at (562) 857-2285 to get more loan information and benefit from the company’s decades of experience.

40 Years Of Experience
40 Years Of Experience

Partner with one of the most reliable and professional direct hard money lenders in California with over 40 years of hard money lending experience.

Fast Approvals And Funding
Fast Approvals And Funding

Quick approvals and direct funding when time is off the essence and need capital on critical opportunities in this fast-moving real estate market.

Leverage Your Money
Leverage Your Money

Maximize Leverage with our financing up to 70-80% LTV of the residential, commercial or mixed project at competitive hard money loan rates.


Recent RTI Bridge Loan Deals

We Fund California Real Estate Projects

RTI Bridge Loans, one of the most experienced direct hard money lenders in California serving Los Angeles and Orange County. We fund hard money loans to Real Estate Developers and Investors, regardless of the size or a challenge of the project, ranging from Bridge Loans, fix and flips to Private money Loans and commercial acquisitions. We provide quick approval and funding with competitive rates and reliable service through asset-based lending for various real estate projects and transactions.

Hard Money Loans Real Estate California

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Thousand Oaks, CA Hard Money Loans

RTI Bridge Loans offer hard money loans to real estate investors who can’t or don’t want to apply for a traditional bank loan. We can fund your next real estate purchase or your fix and flip project. We possess decades of experience dealing in the real estate industry and are mindful of our customers’ needs. Since every member of our team holds a significant amount of experience, you get the best recommendations to accomplish your real-estate projects.

We are committed to serving our clients by providing the best hard money solutions that suit their needs and budget. Let’s take a look at some of the benefits you get with hard money loans.

Contact RTI Bridge Loans today at (562) 857-2285 to discuss the best bridge loan solution and plan of action for your lending needs.

Thousand Oaks Real Estate Market Overview (June 2024)

In June 2024, the median home price in Thousand Oaks increased by 4.5% compared to the previous year, reaching $1.1M. Homes are selling in about 37 days on average, consistent with the previous year. A total of 103 homes were sold in May, showing a slight decrease from 121 homes sold during the same period last year.
Many homes in Thousand Oaks attract multiple offers, often resulting in sales above the listing price. On average, homes sell for approximately 1% above the list price and go pending in around 34 days. Properties in high demand can sell for about 4% above the list price and go pending in as little as 20 days.

Thousand Oaks, CA Real Estate Investment Performance
























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Best Neighborhoods To Invest In Thousand Oaks, CA

Investors looking to capitalize on Thousand Oaks’ real estate market should consider these promising neighborhoods:


This area stands out for its sense of community and well-maintained properties without the burden of HOA fees. The harmonious atmosphere and pristine exteriors make it an attractive option for those seeking a low-maintenance investment.


A gated community offering privacy and luxury, Woodridge boasts spacious homes with impressive views. The neighborhood’s appeal is enhanced by shared amenities like community parks and pools, fostering a close-knit environment that’s highly desirable to potential buyers or renters.

Eagle Ridge

Eagle Ridge is characterized by its family-friendly layout, featuring numerous cul-de-sacs that provide safe, quiet streets. The neighborhood offers excellent amenities, including a community pool and easy access to parks. Its proximity to highly regarded schools makes it particularly attractive to families, potentially increasing demand and property values.


This neighborhood is particularly appealing to young families and first-time homebuyers. Its peaceful setting, combined with generous lot sizes and easy access to local parks and pools, makes it an excellent investment option. These amenities not only improve residents’ quality of life but also indicate the area’s potential for sustained growth and appreciation.

The Thousand Oaks housing market presents diverse opportunities for investors and homebuyers alike, driven by its competitive nature and steady price appreciation. With strong demand, particularly within desirable neighborhoods, Thousand Oaks continues to be a favorable destination for real estate investment.

What are Hard Money Loans?

Hard money loans are based on the value of the property, which is used as collateral, not according to the credit score or the borrower’s creditworthiness. Conventional lenders, including banks, do not deal with hard money loans. Generally, private companies or individuals offer different types of hard money loans.

RTI Bridge Loans offers many types of hard money loans such as bridge loans, fix and flip loans, and private money loans, etc. in Thousand Oaks, CA. If you want to know more about how to receive a hard money loan, we call away. Dial (562) 857-2285 to contact us today.

Who Needs Hard Money Loans?

Typically, people who plan to flip a property by renovating and reselling the real estate used as collateral, look for easy and quick financing options such as hard money loans. Since these are short-term loans, the duration of hard money loans is typically from six months to a year.

If you want to fund your next real estate project in Thousand Oaks, CA, all you have to do is get in touch with us. Here are a couple of types of people who can benefit from our hard money loans.

Real Estate Investors

You can use the funds you receive through a hard money loan to fund your next real estate purchase or a fix and flip project. Since conventional lenders such as banks do not prefer risky financing investments, you can trust a reputed hard money loan lender such as RTI Bridge Loans. For instance, if you need quick funds to flip a property, a hard money lender will process your application quickly, without considering your credit score or history.

People who Have a Bad Credit History

As mentioned, hard money loans provide excellent investment opportunities for people who don’t have a good credit score or history. No matter how bad your credit history is, you can still qualify for a hard money loan to receive quick and easy funds. Since the lender does not require borrowers to meet any strict criteria, any investor can try out his luck in the real estate industry.

What are the Benefits of Hard Money Loans?

There are various benefits to receiving a hard money loan. RTI Bridge Loans can help you get the best type of loan so you can earn more profits. Contact us today by reaching us at (562) 857-2285 to get a quote.

Here are some of the most popular benefits of hard money loans.

Quick Process

If you want to get a loan in Thousand Oaks, CA, for your real estate investment, you can apply for a hard money loan that does not require you to go through a tedious and time-consuming process. You may already be under debt or dealing with issues like poor credit history. But if you are looking for a quick and hassle-free way to get a loan, RTI Bridge Loans offer hard money loans within days.

While it usually takes two to three months to receive a loan from a conventional bank, RIT Bridge Loans guarantee quick funds within three to five days.

You can Borrow Large Amounts

When you apply for a conventional mortgage, you must put down 5% of the purchase price. Some banks require you to put down 20% to give you better loan terms. Generally, if someone puts down less than 20%, he will need to buy mortgage insurance, which increases his monthly mortgage payments.
However, when applying for a hard money loan, your lender may give you 100% of the total purchase price. In the absence of a down-payment, you must pay for the origination fee and the monthly interest until you pay off your loan in full.

Future Possibilities

When you manage to honor the rules of the contract and pay your loan back on time, the lender can decide to work with you. If that happens, you may get a higher percentage of the purchase price in the future.

Flexible Terms

Traditional bank loans do not offer the flexibility that you can enjoy with hard money loans. Although every hard money loan company has its policies, you can receive a loan even when you don’t have a perfect credit history and score. Hard money lending companies such as RTI Bridge Loans only consider your collateral for making a final decision.

Funds for Special Projects

If you are a real-estate investor who is having a hard time qualifying for a traditional bank loan, you can easily find a loan for your unique projects such as fix and flip loans. Since banks do not offer short-term loans, you can take help from hard money lenders when you want quick and easy funds.

Contact RTI Bridge Loans, if you want to benefit from the flexible and easy terms of hard money loans. Our 24/7 customer service is happy to answer all your questions about real estate investments and hard money loans.


Like everything else, hard money loans also have a few cons.

  • High Down Payments: Borrowers may settle for a high down payment
  • High-Interest Rates: The loans are short-term, which means the interest rates are higher than other loan types.
  • A Short-term Last Resort Solution: Many real-estate investors consider hard money loans as a last-resort solution because these types of loans are risky for both the investor and the lender.

If you want to find out more about how hard money loans can benefit you, contact us today. Dial (562) 857-2285, and our expert team will be happy to assist you with your next real estate project.

Work with the Best Hard Money Lenders in Thousand Oaks, CA

RTI Bridge Loans has decades of experience providing quick and easy financial solutions to real estate investors. The company continues to be the top choice of aspiring investors in Thousand Oaks, CA. We ensure that you get funds as quickly as possible and don’t have to go through tedious paperwork. Contact us today and let RTI Bridge Loans provide quick and hassle-free funds for your real-estate projects.

Thousand Oaks Hard Money Loan Types

As previously mentioned, there are many types of hard money loans that are made for different projects and funding situations. Call RTI Bridge Loans at (562) 857-2285 for more information on hard money loans in Thousand Oaks, CA.

Thousand Oaks Bridge Loans:

Bridge loans are a type of hard money loan that helps people who are trying to buy a new property but have yet to sell their old one. Bridge loans are quite literally a bridge between an old and new property, and when the old property is sold, the loan is paid back in full. This enables people to move into their new place without waiting for their property to sell.

Thousand Oaks Fix & Flip Loans:

Fix, and Flip loans are incredibly popular in this area because they allow investors to buy a property and sell it for a profit after renovating it. They can pay off the loan once they sell off the property. RTI Bridge Loans is happy to finance your fix and flip projects. Contact us today and start renovating a property to earn profits.

Thousand Oaks Private Money Loans:

Generally, real estate investors use private money loans to buy a new property. We finance your projects and purchase a new real estate property by providing hassle-free private money loans. Whether you are dealing with commercial or rental properties, we help you grow your real estate investment business. Contact us today and let your project take-off.

Dial (562) 857-2285 to get more information on hard money loans in Thousand Oaks, CA.

Why Hire RTI Bridge Loans?

RTI Bridge Loans is proud to provide exceptional services to all its clients to accomplish their real estate goals. That’s one reason why most of our clients repeatedly come to us to receive quick and easy cash.

Final Thoughts

If you want to invest in the flourishing real-estate industry of Thousand Oaks, CA, you may need quick funds. Contact RTI Bridge Loans to help you finance your next deal. You can get in touch with us by calling our number, (562) 857-2285 and discuss your needs. Not only RTI Bridge Loans guarantees quick and hassle-free loans, but they will also help you choose the best type of loan according to your needs and budget.

What you Need to Know About Housing Market Trends in Thousand Oaks, CA

Being the second-largest city in Ventura County, Thousand Oaks has a population of 129,000. Thanks to the peaceful surroundings and a low crime-rate, Thousand Oaks is one of the best places to live a peaceful life. That’s why the popularity of residential and commercial real estate projects in Thousand Oaks, CA, is growing by the year.

A close-knit community and affordable living make Thousand Oaks one of the best places to choose for living your retirement days in peace. The median home value is approximately $745,456l. The thriving real-estate industry in Thousand Oaks, present lucrative opportunities for real estate investors to earn profits. The city takes immense pride in its ongoing efforts to preserve nature. The place boasts thousands of oak trees and ranks among the country’s greenest cities. If you love nature, this place is ideal for you.

Thousand Oaks, CA, is a perfect place to live for outdoor enthusiasts since they will find a wide array of biking, hiking, and walking trails across the Santa Monica mountains and valleys. Moreover, the living environment is exceptionally peaceful.

If you want to invest in the thriving real estate industry of Thousand Oaks, CA, don’t hesitate to contact us at (562) 857-2285.

Hard Money Lenders Near Me: Thousand Oaks, CA

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