Lawndale, CA Hard Money Lenders

Lawndale California Hard Money Lending

RTI Bridge Loans has made it easier than ever to finance real estate loans in Lawndale neighborhoods with Hard Money Financing. With more than 40 years in the business, RTI Bridge Loans has the industry experience that estate investors and property owners need when searching for financing with various loan types.

Serving the great LA metroplex and surrounding neighborhood of Lawndale, RTI is the professional hard money lender that can make real estate projects happen.

40 Years Of Experience

Partner with one of the most reliable and professional direct hard money lenders in California with over 40 years of hard money lending experience.

Fast Approvals And Funding

Quick approvals and direct funding when time is off the essence and need capital on critical opportunities in this fast-moving real estate market.

Leverage Your Money

Maximize Leverage with our financing up to 70-80% LTV of the residential, commercial or mixed project at competitive hard money loan rates.

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We Fund California Real Estate Projects

RTI Bridge Loans, one of the most experienced direct hard money lenders in California serving Los Angeles and Orange County. We fund hard money loans to Real Estate Developers and Investors, regardless of the size or a challenge of the project, ranging from Bridge Loans, fix and flips to Private money Loans and commercial acquisitions. We provide quick approval and funding with competitive rates and reliable service through asset-based lending for various real estate projects and transactions.

Hard Money Loans Real Estate California

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Hard Money Lender Page Contents:

Hard Money Loans for Lawndale, CA
Private Money Loans for Lawndale, CA
Fix & Flip Loans for Lawndale, CA
What is A Hard Money Loan?
Hard Money Loans Have Advantages
A Few Disadvantages of Hard Money Loans
Different Hard Money Loan Types
Why Work with Hard Money Lenders
A Little Lawndale Background

Hard Money Loans for Lawndale, CA

Bridge loans, commercial real estate loans, private money loans, RTI Bridge Loans has several types of Hard Money Loan options for Lawndale investors and owners. We offer fast funding and short-term loans secured by Lawndale and surrounding area real estate property. We make it easy and quick to borrow money, getting around the traditional bank loan hassles.

Call us today at (562) 857-2285 and let RTI Bridge Loans hear your plan and find the best bridge loan solution to get you that piece of Lawndale real estate you want.

Private Money Loans for Lawndale, CA

RTI Bridge Loans is a Private Money Lender for Lawndale and surrounding neighborhoods specializing in providing hard money loans and private money loans. Our loan process is easy, quick, long-term, or short-term to purchase that California real estate you want. RTI finances property owners, real estate developers, and investors in Lawndale neighborhoods. With almost 1.9 million people in this area, the growth potential here is unlimited – you can be a part of the growth with RTI Bridge Loans backing you.

Fix & Flip Loans for Lawndale, CA

Lawndale and the surrounding area are highly popular right now and fix, and flip properties are where the growth is happening. RTI Bridge loans have loan types that can give a real estate investor the opportunity to purchase an essential piece of property today and the money to renovate that property. Sell that property for a healthy margin, pay off your RTI loan and buy another property. Within a year, you’ll become a Lawndale real estate investor. Lawndale, the real estate market, is on the cusp of significant growth potential, and RTI can help you be a part of that growth.

What is A Hard Money Loan?

What makes a hard money loan, and is that a legitimate way to get into the real estate business? A hard money loan is an answer to denied traditional real estate loans. RTI Bridge Loans see the possibilities in and around Lawndale, California, that banks can’t, and we have the ability to make a loan fit the borrower’s ability. When you’re denied a traditional loan from a bank because of a blemished on your credit history, a hard money loan could be the solution you need.

A Hard Money Loan is easy and fast, leaving those traditional mortgage lenders out of the picture. RTI is Lawndale California’s number Hard Money Lenders, helping real estate developers, investors, and private borrowers get the money they need to buy that property you want.

We have several hard money loan types, and we’ll help you find the best one for your situation. We offer bridge loans and commercial property loans, fix and flip loans and private money loans, and more. Our short-term loans have a higher interest rate than traditional bank loans, but our required qualifications are more comfortable to meet, and the loan funding is faster. Call RTI Bridge Loans today and ask about our different loan programs for the Lawndale property you want to buy.

Hard Money Loans Have Advantages

There are many advantages and benefits to Hard Money Loans that, even at a higher interest rate, makes them more appealing than the traditional bank loan process: The top three benefits that give you an advantage in the real estate market are:

Quick Funding:

The traditional bank loan process requires near-perfect credit history and credit score, a good solid reason for the loan, and a lot of patience – up to 60 days for funding AFTER the loan is approved. A hard money loan with RTI Bridge Loans is approved and funded within five days for most loans; some can take two weeks. You’ll have the money you need to buy that Lawndale property before anyone else.

Flexibility:

With a traditional bank loan, there is no flexibility. They have stringent guidelines and policies. RTI Bridge Loans is a hard money lender without any of those strict guidelines. We make our own rules and regulations and adjust them as needed to help you get the funding you need today. Don’t worry about having perfect credit. The property is your collateral.

Hard Money Lenders Are There for You When The Banks Aren’t:

A bank has specific things they have to look for when approving a loan, and they don’t vary from that for any reason. They deny more loans that finance projects if they don’t see the potential. RTI Bridge Loans doesn’t have blinders on, and we can see potential in Lawndale real estate.

We finance Fix and Flip Loans that most banks deny, and we offer a short-term that will get you free and clear faster so you can move on to the next project. As a hard money lender, RTI Bridge loans are ready to invest in the Lawndale, California area with commercial, residential, or mixed-use properties. Give us a call today at (562) 857-2285, and we will answer all your questions about our challenging money loan process and requirements.

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A Few Disadvantages of Hard Money Loans

Anything as good as a hard money loan will have some disadvantages too. Unfortunately for many, they are what stands out more than the advantages. Then they miss out on those Lawndale real estate deals. Some of the reasons people find hard money loan isn’t a good option:

The High-Interest Rates:

Because hard money loans offer very short-terms, the interest rates are higher, somewhere between 9% and 15% depending on the property, not your credit. Because a hard money lender like RTI Bridge Loans is willing to take higher risks, they have to charge more interest.

High Down Payments and Equity Required

Your blemished credit isn’t a concern for a hard money lender like RTI Bridge Loans. We look past any bankruptcies or foreclosures and focus on the property you want to buy with the money. However, you’ll need to show your earnest effort with a larger down payment, usually between 25% and 30%, and put the property up as collateral. If you can do those two things, a hard money lender will see value in your loan request for areas like Lawndale, California.

The Last Resort with A Short-Term

Hard money loans from RTI Bridge Loans are typically six to twelve months long, a short term, compared to traditional real estate loans with banks. Many investors have used hard money lenders as a last resort when they can’t get bank financing. With a hard money lender, they’ll take a risk, but for a shorter period, this makes them seem like a ‘last resort,’ when in fact, they are the better option for an investor looking at Lawndale, California real estate.

Different Hard Money Loan Types

Different hard money loans can be customized based on the projects and the loan requester’s funding situations. For more information on hard money loan options in the Lawndale area, call RTI Bridge Loans at (562) 857-2285 today.

Hard Money Loans:

The term ‘Hard Money Loan’ is for loans secured with collateral of real property. This category fits all loan types but has a short-term repayment, typically 12 months, and a high-interest rate. The monthly payments are an interest-only payment, and the full loan is due at the end of the loan term. The hard money lender sells the Lawndale property back to the borrower at the end of the term, and the loan is paid in full.

Bridge Loans:

A bridge loan is designed to help people get their new property before their current one sells. It is a ‘bridge’ between the current property and the new property. This loan is due in full when the current property sells, enabling people to move forward with their new property and not risk losing it in the fast-growing Lawndale real estate market.

Fix & Flip Loans:

Thanks to investors, magazines, and television shows, fix & flip loans have become immensely popular in the Lawndale area. A healthy population that continues to grow fix and flip properties is a high commodity right now. A Fix & Flip loan by RIT Bridge Loans lets the borrower secure the desired property and then pay the loan off when the renovated property is sold.

Why Work with Hard Money Lenders?

With more than thirty years of experience in the lending and real estate business, RTI Bridge Loans is the number one hard money lender in Lawndale and the greater Los Angeles area. California’s economy is booming, and the real estate market is where the future is, and real estate investors see that future. Because the traditional banks have rigorous and strict guidelines, a hard money lender like RTI is the best option for investors.

Unlike the traditional bank method, a hard money lender has fewer requirements and offers flexibility in their loan programs. When it comes down to a bidding war, developers and investors know that time is the key to success for funding, and RTI Bridge Loans is the answer.

A Little Lawndale Background

Some residents of Lawndale, California, call this the heart of the bay area. Young families come here to raise their kids, and retirees enjoy the convenience of big cities nearby and quietness in their neighborhood. A friendly, multi-cultural neighborhood where everyone knows everyone and watch out for each other. No matter what your interest is, there is a lot to do in the Lawndale area. La around on the nearby beach, be lazy or go diving, golfing, hiking, or snorkeling. There are multiple places to dine and shop too.

In this competitive real estate market, Lawndale’s average home price was between $630K and $697K for December 2020, averaging around $425 per square foot. These numbers show an increase of 4.2% year-over-year with median pricing in the low to mid $ 600’s. In the last decade, Lawndale, California real estate has appreciated over 80%, making it one of the nation’s most appreciated communities.