Long Beach Hard Money Loans
RTI Bridge Loans offers various types of Hard Money Loans, including Bridge Loans, Hard Money Loans, Fix and Flip Loans, construction loans, investment property loans, and many more. Hard money loans are fast money loans secured by real estate property, and it’s an easy way to borrow without using a traditional bank or financial institution. RTI specializes in helping you finance real estate, whether you are looking for quick hard cash or you don’t qualify for traditional bank loans.
Contact RTI Bridge Loans today at (562) 857-2285 to discuss the best bridge loan solution and plan of action for your lending needs.
Long Beach Private Money Loans
Private Money Loans are a type of hard money loan that’s short-term and often used to purchase a new real estate property. RTI Bridge Loans is a direct private money lender serving Long Beach, CA, and surrounding areas. RTI finances private money loans in Long Beach neighborhoods for property owners and real estate investors, and can even provide Commercial Private Money Loans for many property types. This popular beach neighborhood is growing in popularity by the day – contact RTI Bridge Loans today for more information!
Fix And Flip Loans In Long Beach, CA
Fix and Flip Loans are very popular in Long Beach and surrounding neighborhoods because they enable real estate investors to purchase a property, flip (renovate) it, and then sell it for a higher profit. These short-term loans allow investors enough time (roughly one year) to get the property ready and sell it – when the property is sold, the loan is paid back in full. RTI Bridge Loans has over 40 years of experience in financing fix and flip projects – call today and begin your new project in the booming and pricey neighborhoods of Long Beach, CA.
What Is A Hard Money Loan?
If you don’t want to wait for a traditional bank loan or you don’t qualify for one, a hard money loan might be your best option. Hard money loans are a quick way to borrow money without using Traditional Mortgage Lenders. Companies or investors lend you money based on the property you want to purchase (often referred to as the collateral). These are short-term loans that usually last a year, and there are many types of hard money loans, including private, fix and flip, bridge loans, and more. They all have different reasons for using them, but the rules are pretty much the same for each type. The best thing about hard money loans is that you don’t need to jump through dozens of hoops to get one like you would have to with a traditional bank loan.
Long Beach Hard Money Lenders: Trends & Forecast 2025-2026
As we progress through 2025, the hard money lending landscape in Long Beach, CA, is experiencing notable shifts. The city’s projected population growth of 1.3% by 2025 suggests an increased demand for housing, presenting lucrative opportunities for investors.
In the current economic climate, traditional lenders have tightened their requirements, making it more challenging for investors to secure conventional financing. Consequently, many are turning to hard money loans offering faster approvals and more flexible terms.
Interest rates for hard money loans in Long Beach average around 9.3%, with some lenders offering rates starting at 8.99%. While these rates are higher than traditional loans, they are often offset by the speed and flexibility hard money lenders provide.
Looking ahead to 2026, the hard money lending sector in Long Beach is expected to continue its growth trajectory. Investors are advised to stay informed about market trends and regulatory changes to capitalize on the evolving opportunities in this dynamic market.
Market Trends & Statistics for Long Beach, CA | April, 2025
| Median Sale Price (All Home Types) |
$771,000 |
| # of Homes Sold (All Home Types) |
171 (+1.2% year-over-year) |
| Median Days on Market (All Home Types) |
55 days (+12 days year-over-year) |
| Number of Homes For Sale |
855 (+2.5%) |
| Median listing home price per sq.ft |
$653 |
Why Long Beach Real Estate Is a Top Investment in 2025
Long Beach real estate remains a top investment in 2025 due to its strategic location, growing population, and strong rental demand. As California’s second-largest city, Long Beach offers diverse investment opportunities, from waterfront properties to urban development projects. The city’s projected population growth and economic recovery post-pandemic create favorable conditions for property appreciation.
Additionally, Long Beach’s robust infrastructure, proximity to major job hubs, and vibrant real estate market make it an attractive option for both residential and commercial investors. With strong long-term growth potential, investing in Long Beach real estate promises lucrative returns for savvy investors.
Top Neighborhoods for Real Estate Investment in Long Beach, CA
Long Beach offers a diverse range of neighborhoods for real estate investors, from beachfront communities to urban hubs with high rental demand. Here are some of the areas that stood out as prime investment opportunities.
- 1. Belmont Shore
- 2. Downtown Long Beach
- 3. Bixby Knolls
- 4. East Village Arts District
- 5. Wrigley
- 6. Alamitos Beach
- 7. Lakewood Village
- 8. Signal Hill
Positive Benefits Of Hard Money Loans
Hard money loans are extremely flexible, and like we previously mentioned, you won’t have to jump through a bunch of hoops to get one. Let’s take a look at the top benefits of Hard Money Loans and how RTI Bridge Loans can help your real estate financing dreams come true.
Flexibility:
Hard money loans are very flexible and less restrictive than bank loans. Every hard money lender has their own set of conditions, but they are pretty easy to measure up to.
They Provide Funding For Projects That Won’t Be Financed Anywhere Else:
Banks and financial institutions will not have any interest in financing your project. Banks also don’t like short-term loans and hard money lenders do. Being extremely strict when it comes to lending, bank loans are probably not in the cards. However, hard money lenders can provide you with loans that banks will instantly turn down.
Speed:
Hard money loans, compared to traditional bank loans, are extremely speedy. In fact, funds can be in your hands in as little as 3-5 days (two weeks max). Credit checks usually aren’t required, which also makes the process move quickly. Your Hard Money Lender will decide if you are presenting a good deal or not, and the decision is made almost instantly.
Contact RTI Bridge Loans in Long Beach at (562) 857-2285 for any questions or concerns you may have regarding the limitations of hard money loans.
