Denver, Colorado Hard Money Lenders

Last Updated on 25 April, 2025

Your Trusted Bridge Loan Lender

LENDING PROGRAM

Loan Term	1 Year
Loan Amount	$150,000-$25,000,000
Amortization	Interest only
Loan to Value	Up to 80%
Interest Rate	Starting at 8.75%
Prepayment Penalty	None
Closing Time	7 to 15 Days
Acquisitions	Increase Capital Stack Repositioning
Refinancing	Cashout Purposes Rehabs

Hard Money Lenders in Denver, Colorado

Are you looking for hard money lenders in Denver, Colorado? RTI Bridge Loans is the most reliable and credible lender in Denver, Colorado. We boast over three decades of experience providing hard money loans to property owners and real estate investors.

Here are the top benefits of choosing RTI Bridge Loans, the best Denver hard money lenders.

40 Years Of Experience

Partner with one of the most reliable and professional direct hard money lenders in California with over 40 years of hard money lending experience.

Fast Approvals And Funding

Quick approvals and direct funding when time is off the essence and need capital on critical opportunities in this fast-moving real estate market.

Leverage Your Money

Maximize Leverage with our financing up to 70-80% LTV of the residential, commercial or mixed project at competitive hard money loan rates.

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Here’s What Our Borrowers Are Saying

Bridge Loans for California Real Estate

Reviews

RTI Bridge Loans

4.6

Based on 22 reviews

review us on

Nic Alamillo

00:11 23 Jul 25

In 2023, I got a hard money loan with RTI. A gentleman named Tom claimed they did all the funding in-house. This loan dragged on for months and was funded by 10+ individuals. It took weeks for everyone's wires to get sent in. Tom stated several times that all of RTI loans are funded quickly, as it's all in-house. Not the case. Then they had me include two properties I own as collateral for a $ 650,000 loan. Just one property had 1.5 million in equity! Tom claimed to have driven by both properties and knows real estate after 20+ years in the business, and valued one property almost a full million under what I sold for 6 months after the loan. This guy is full of it.
Huge loan origin fees, non-replies, and lack of knowledge are just the beginning of the shit show dealing with RTI. I have had the loan paid off for over a year and a half, and after numerous attempts to contact RTI, I am still unable to get them to remove RTI from the deed and have my new grant deed issued.
Avoid RTI at all costs.

Joumana Nasser

19:00 14 May 25

I can’t recommend RTI Properties enough! I’ve had the pleasure of working with Tom, Tiara, and Genevieve on multiple occasions, and we’ve successfully closed several loans together. They are consistently professional, honest, and fair throughout every transaction. Their responsiveness and integrity make them a true standout in the industry. Looking forward to many more deals together!

Pavel Herrera

23:47 04 Apr 25

Thank you RTI Bridge Loans for your great service.
I would definitely recommend to my friends.
I very appreciate it for all the help they provide me.

Tomas Johnson

20:09 04 Apr 25

I had a great experience with their whole team. We closed within 10 days no appraisal or inspections. They also allowed us to raise the loan amount last minute. I'm looking forward to working with them again soon.

Hotline Marketing

04:32 01 Mar 25

I have worked with Tom, Tiara and team over the past 2 years, they have been prompt and timely on my loan funding's they are tops on my bridge loan list!

Matthew Goetz

01:34 01 Mar 25

It was a very good experience and RTI came through as promised

Amrit Bakshi

03:53 27 Nov 24

RTI can close bridge funding fast.

Paul Bellgraph

17:51 26 Nov 24

RTI is amazing lender for 2nd position loans. Fast and easy. Tiarra and Tom are extremely professional and great to work with.

Joe Mikhail

04:26 26 Nov 24

Very professional, easy to talk to, and understandable of what the needs are and what needs to be done,

Eddie Keshishian

01:14 26 Nov 24

I’ve worked with Tiara, Tom, Robert, and Dan and rest of the team from RTI Properties on several deals, and they are great to work with. They are always on time, honest, and keep you updated throughout the process. They approve deals that make sense, which shows they care about making the right decisions. They’re also easy to communicate with and genuinely kind. I highly recommend RTI Properties for anyone looking for a reliable and trustworthy lender.

Christian Keshishian

22:12 25 Nov 24

I've had the pleasure of working with Tiara, Tom & their team on several transactions. They are always helpful, responsive, and knowledgeable. Highly recommended!

Nasir Khan

20:44 25 Nov 24

Amazing people to work with. They are always there when you need them. I have great experiences with them and they haven’t let me down ever. Thanks so much RTI.

Shane Shehee

19:28 25 Nov 24

RTI played a crucial role in facilitating financing for a particularly challenging financial situation. After a number of lenders declined the opportunity due to the complexities involved, Tom and Tiara rose to the occasion, demonstrating exceptional skill, knowledge and commitment and effectively secured financing for a borrower facing financial difficulties.

Michael Micci

02:01 28 Sep 24

RTI is the best private lender that I've worked with for the last 5 years hands down! Robert, Tom, Tiara and their team deliver fast results with fantastic customer service. I always look to them first before anyone else and would highly recommend them to any broker, realtor, or investor looking to place a private money loan 🙂 Thanks RTI!!

Joanna Galindo

23:51 26 Sep 24

I have worked with Tom Gans and his team on several transactions a month for a few years now. He is thorough, direct, and will not string you along for any amount of time if a deal cannot be done. He will help if he can, and he will advise without delay otherwise. Great guy to know on a professional basis. Kind, quick and eager to assist. Definitely call him if you're thinking about a bridge loan. He is a longstanding professional - sure-footed and very knowledgable.

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We Fund California Real Estate Projects

RTI Bridge Loans, one of the most experienced direct hard money lenders in California serving Los Angeles and Orange County. We fund hard money loans to Real Estate Developers and Investors, regardless of the size or a challenge of the project, ranging from Bridge Loans, fix and flips to Private money Loans and commercial acquisitions. We provide quick approval and funding with competitive rates and reliable service through asset-based lending for various real estate projects and transactions.

Hard Money Loans Real Estate California

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Hard Money Lender Page Contents:

RTI Bridge Loans Funds Denver Real Estate Projects
Denver, Colorado Hard Money Loans
Denver, Colorado Private Money Loans
Denver, Colorado Fix & Flip Loans
What are Hard Money Loans?
Denver, Colorado Trends & Forecast 2025-2026
Why Denver, Colorado Is a Top Investment in 2025
Neighborhoods Denver, Colorado
Top Benefits of Hard Money Loans
Are There any Downsides to Hard Money Loans?
What are the Types of Hard Money Loans?
Working With Hard Money Lenders in Denver, CO
What You Need to Know about Denver, Colorado

Expertise and Experience

We are a professional and reliable hard money lending service in Denver, Colorado. Thanks to our decades of experience, RTI Bridge Loans is famous as a credible source for your commercial real estate loan in Denver, CO, as well as residential real estate loan in Denver, CO.

Quick Funding and Easy Approval

Thanks to our speedy hard money lending services, you can expect direct funding and quick approvals. Unlike other conventional loan types, you don’t have to wait for weeks or months to get approvals and access to funds.

Leverage Your Finances

Our financing up to seventy to eighty percent of LTV of the commercial, residential, or mixed project allows you to maximize Leverage for getting the most out of your money.

RTI Bridge Loans Funds Denver Real Estate Projects

Being experienced hard money lenders in Denver means we fund all real estate investors, regardless of the nature or size of their project. Whether you need hard money loans for fix and flip projects, commercial, or residential projects, RTI Bridge Loans offers quick and fast approvals through asset-based lending for several transactions and real estate projects.

Denver, Colorado Hard Money Loans

In Denver, Colorado, we offer a variety of hard money loan options, including private money loans, bridge loans, fix and flip loans, and commercial real estate loans. Since these types of loans ensure fast-funded and short-term money secured by real-estate property, they offer a hassle-free way to borrow funds.

You won’t have to undergo any trouble that you have to face with traditional and conventional lenders because RTI Bridge loans provide instant and quick funds. Our expert and seasoned loan officers ensure that you get access to cold hard cash even when you don’t qualify for conventional loans from financial institutions or traditional banks.

Denver, Colorado Private Money Loans

RTI Bridge Loans ranks among the best private money lenders that provide hard money loans to real estate investors in Denver, CO. Typically, hard money loans are used for purchasing a new real estate property or fund a flipping project.

Private money loans are short-term and are best for purchasing a new real estate property. If you are a property owner or a real estate investor and you don’t qualify for a conventional loan, a private money loan can be the best way to fund your deal. The real estate industry in the area is thriving by the year, making way for more Denver investment properties.

Denver, CO, offers an exciting time for investors to start making real estate investments. Let us help you today and fund your real estate investment project.

Denver, Colorado Fix & Flip Loans

Fix and Flip Loans are famous because they let you invest in a property by renovating it and selling it for a high profit. You can return the loan as soon as you sell off the property. With over three decades of experience, we help you renovate a property as much as you want so you can get the best profits out of your deal. Contact us today and start renovating a property to earn profits tomorrow.

What are Hard Money Loans?

If you don’t know about hard money loans and the benefits they offer, you should know that hard money loans offer a quick and easy way to receive funds. Hard money lending companies lend you funds as per the property you intend to purchase. We refer to this property as collateral.

Unlike conventional bank loans, you don’t have to go through tedious paperwork or jump through hoops to get a hard money loan. Get in touch with RTI Bridge Loans today to get more information about how to get a hard money loan.

Denver, Colorado Hard Money Lenders: Trends & Forecast 2025-2026

The hard money lending market in Denver, Colorado, is expected to experience notable shifts between 2025 and 2026, influenced by shifting economic trends and real estate demand. As traditional lenders continue to tighten their standards, the need for hard money loans is projected to increase. Real estate investors seeking fast and flexible financing will likely turn to these lenders to capitalize on opportunities in Denver’s thriving property market.

Interest rates are anticipated to remain relatively high through 2025, with slight decreases expected by 2026 if inflation stabilizes. This could mean that hard money loan rates will stay in the 9-12% range, providing higher returns for lenders but also requiring careful risk management.

Investment hotspots like Sloan’s Lake, RiNo, and emerging neighborhoods in Denver will continue to see strong demand, particularly for renovation and fix-and-flip projects. Hard money lenders will find opportunities in funding these high-demand properties as well as short-term bridge loans.

However, challenges such as economic volatility, shifting regulations, and property value fluctuations could pose risks. Lenders will need to be vigilant about market conditions and borrower reliability.

Market Trends & Statistics for Denver, CO | April 2025

Median Sale Price (All Home Types)	$599,000
# of Homes Sold (All Home Types)	1,221 (+1.2%)
Median Days on Market (All Home Types)	28 days (+6 days)
Median listing home price per sq.ft	$370 (+1.4%)
Number of Homes For Sale	4,109 (+7.7%)

Why Denver, Colorado Real Estate Is a Top Investment in 2025

Denver, Colorado, real estate is a top investment in 2025 because of its strong economy, growing population, and booming job market. The city continues to attract new residents, creating high demand for both rental properties and homes to buy. Neighborhoods like RiNo, Sloan’s Lake, and Wash Park are seeing rising property values. With opportunities for both long-term investments and fix-and-flip projects, Denver offers solid potential for real estate investors.

Top Neighborhoods for Real Estate Investment in Denver, Colorado

Denver’s strong economy, growing population, and booming job market make it a prime spot for real estate investors. Here are some of the best neighborhoods to consider.

1. Highlands (LoHi)
2. Washington Park (Wash Park)
3. RiNo (River North Arts District)
4. Capitol Hill
5. Sloan’s Lake
6. Park Hill

Best Neighborhoods to Invest in Denver, CO

Top Benefits of Hard Money Loans

Now that you know why most real estate investors prefer hard money loans to conventional loans let’s find out more about the benefits of hard money loans.

Quick and Hassle-free

When you want to borrow from a conventional bank or a financial institution, you need to have a great credit score and wait for many weeks or even months to get approval. However, when you need a quick and easy way to get access to funds, hard money loans offer the best way.

Our team at RTI Bridge Loans guarantees that you get quick and easy funds. Contact us today to get your loan within three to five days or a maximum of two weeks.

Flexible Loans

Standard bank loans are rarely as flexible as hard money loans. That’s because banks have a strict and rigorous process that you must undergo before you can qualify for a loan. Although hard money lenders have their unique rules when it comes to eligibility, there are not too many hoops that you have to jump through. Regardless of whether you have a perfect credit score or you need to pay off another loan, you can still qualify for a hard money loan.

Get in touch with RTI Bridge loans to know more about how our loan application process works.

Hard Money Lenders offer Financing for Unique Projects

Another great thing about hard money loans is that you can benefit from these loans when you have to finance an unconventional real estate project. For example, if you are planning to borrow funds for a fix and flip project, the chances are that a traditional bank will reject your application. That’s because a conventional bank doesn’t even consider it as a valid reason to get a loan.

Furthermore, banks do not consider these short-term loans beneficial for their business. Luckily, that’s not the case with hard money lenders. When you approach a hard money lender or a private money lender like RTI Bridge Loans, you get easy and quick funds without explaining why you need the loan in the first place.

If you don’t believe us, get in touch with our team at RTI Bridge Loans. Contact us to get answers to all your queries regarding hard money loans.

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Are There any Downsides to Hard Money Loans?

Just like other types of loans, there are a few disadvantages of borrowing a hard money loan. Let’s take a look at some of these cons.

Increased Interest Rates

Sometimes, borrowers have to settle for high-interest rates, usually between nine and fifteen percent. That’s because hard money lenders take more risks than conventional lenders. However, in areas like Denver, Colorado, the interest rates are a bit lower due to increasing competition.

Required Equity and High Down Payments

Hard money lending services overlook tainted credit scores, bankruptcies, and foreclosures. But they need solid equity or a high down payment. You can expect a down payment of twenty-five to thirty percent of the loan because the lender is taking a huge risk by lending you money.

Short-Term and Last Option

Typically, hard money loans are short-term, which means they are only for six months or a year. Such loans are risky for both the lender and the investor. That’s why many investors consider them as a ‘last resort option.

What are the Types of Hard Money Loans?

Many types of hard money loans can fund different situations and projects. Get in touch with RTI Bridge Loans to get more information on how to get hard money loans in Denver, CO.

Hard Money Loans

Short-term loans that usually last a year. In case you fail to pay off the loan, the lender sells the collateral property to retrieve their money.

Bridge Loans

These loans are a bridge between a new and old property. That means you can move into a new place without waiting for your property to sell.

Fix and Flip Loans

Loans for buying a new property, renovating it, and selling it for a profit. Once you sell the property, you pay off the loan in full.

Working With Hard Money Lenders in Denver, CO

RTI Bridge Loans offers quick and convenient loans to real estate investors in Denver, Colorado. The booming Denver economy is making way for more people to settle in this beautiful part of Colorado. That makes Denver a flourishing real estate industry for potential investments.

What You Need to Know about Denver, Colorado

Denver is not only the state capital, but it’s also the largest city in Colorado. According to reports from 2019, the population of Denver, CO is 705,576. Many publications rate it among the best places to live in the U.S. If you want to invest in the profitable Denver real estate market, getting a hard money loan from RTI Bridge Loans is the first step towards your journey.