Wilmington, CA Hard Money Lenders

With decades of experience, RTI Bridge Loans continues to serve aspiring and seasoned real estate investors. We also serve property owners or investors who need funds for a fix and flip project. We serve the greater Los Angeles city and the surrounding cities like Wilmington. Our expert and reliable hard money lenders can help you earn profits in any area where there are promising real estate opportunities.

30 Years Of Experience
30 Years Of Experience

Partner with one of the most reliable and professional direct hard money lenders in California with over 30 years of hard money lending experience.

Fast Approvals And Funding
Fast Approvals And Funding

Quick approvals and direct funding when time is off the essence and need capital on critical opportunities in this fast-moving real estate market.

Leverage Your Money
Leverage Your Money

Maximize Leverage with our financing up to 70-80% LTV of the residential, commercial or mixed project at competitive hard money loan rates.


We Fund California Real Estate Projects

RTI Bridge Loans, one of the most experienced direct hard money lenders in California serving Los Angeles and Orange County. We fund hard money loans to Real Estate Developers and Investors, regardless of the size or a challenge of the project, ranging from Bridge Loans, fix and flips to Private money Loans and commercial acquisitions. We provide quick approval and funding with competitive rates and reliable service through asset-based lending for various real estate projects and transactions.

Hard Money Loans Real Estate California

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Bridge Loans Los Angeles by RTI Bridge Loans

RTI Bridge Loans is a direct Hard Money Lender serving Los Angeles, California. RTI has extensive real estate knowledge and has a stellar reputation for being responsive, efficient and providing “certainty of execution” for our clients and borrowers for over 30 years now. We provide many types of Hard Money Loans to property owners and real estate investors who are in need of flexible and fast funding options. Clients continuously choose RTI over competitors because of our excellent customer service, our competitive rates and fees, and our all-around knowledge of Los Angeles real estate.

Contact RTI Bridge Loans today at (562) 857-2285 to discuss the best bridge loan solution and plan of action for your lending needs.

Why RTI Bridge Loans is the Best Private Money Lender in Wilmington, CA

Decades of Experience

Our team boasts years of experience serving real estate investors in all major parts of California. With over thirty years of experience, we provide an exclusive money lending experience to our borrowers.

Fast Funding and Quick Approvals

Direct funding allows us to serve borrowers who need quick and easy cash. If you need capital for funding a project immediately, get in touch with us. 

Funds for All California Real Estate Projects

Since we have been in the business for decades, we can identify lucrative opportunities. RTI Bridge Loans provide hard money loans for just about any real estate project. From commercial to residential loans and fix and flip projects, we offer quick loans for every type of project. Competitive rates, quick approvals, and a reliable team allow us to serve our clients.
If you want to know more about Wilmington, CA, Hard Money Loans to fund your next real estate project, contact us today.

Wilmington, CA, Hard Money Loans

RTI Bridge Loans provides a variety of hard money loan options in Wilmington, CA. We provide hard money loans, bridge loans, as well as fix and flip loans. If you want easy access to cash but don’t want to go through tedious paperwork or wait for a conventional bank procedure, hard money loans are the best option.
We specialize in hard money loans in Wilmington, CA. Whether you don’t qualify for a conventional bank loan or simply need cold hard cash, call (562) 857-2285 to discuss your needs.

Wilmington, CA Private Money Loans

The best aspect of private money loans is that they are short-term. Many times, real estate investors who want to purchase a new property need private money loans to fund their deal.
RTI Bridge Loans offer hassle-free private money loans to investors and property owners so they can earn maximum profits from their deal.

Wilmington, CA, Fix and Flip Loans

This loan type allows real estate investors to buy a new property, renovate it, and then sell it for a profit. Once the investor sells off the property, he can repay the loan. Fix and flip loans are incredibly popular in Wilmington, CA, thanks to the booming real estate industry trends. Every year, more people want to relocate to this beautiful part of California because it boasts all the essential amenities and facilities.
Are you looking for a fix and flip loan in Wilmington, CA? Get in touch with RTI Bridge Loans today.

Wilmington, CA, Bridge Loans

Bridge loans help real investors who are interested in buying a new property as well as selling their old property. As the name suggests, bridge loans serve as a bridge to eliminate any gap between your new and old property. Once the investor sells the property, he can pay back the loan in full. Thanks to this type of loan, investors won’t have to move to a new place without selling their old property.
Contact RTI Bridge loans if you need a bridge loan in Wilmington, CA.

What are the Types of Hard Money Loans?

RTI Bridge Loans offers several types of hard money loans such as:

  • Private money loans
  • Fix and flip loans
  • Residential real estate loans
  • Commercial real estate loans

Another great thing about these loans is that they are short-term and usually last for a year. Although borrowers may have to pay higher interest rates, the loans are quick and easy to receive. You won’t have to jump through thousands of hoops to apply and qualify for a loan.

Get in touch with RTI Bridge Loans if you need to find out more information about each of these loan types.

Top Benefits of Hard Money Loans

Real estate investors prefer applying for hard money loans because of various benefits. Here are the top benefits of hard money loans in Wilmington, CA.

Quick and Short-Term

Many times, you get a lifetime opportunity to make a great deal of profit. However, if you apply for a conventional bank loan, you may need to wait for at least two months before you can receive the loan. Naturally, that means you may miss out on a lucrative opportunity. That’s where hard money lending comes to your rescue.

Our private money lenders guarantee to process all loans within three to five days or a maximum of two weeks. If you want to grab a profitable real estate opportunity, contact RTI Bridge Loans today.

Ultimate Flexibility

In most cases, a bank may reject your loan application because of a poor credit score. That’s because traditional banks or financial institutions do not offer flexible loan conditions to their customers. Private money lending companies such as RTI Bridge Loans lend you a loan, regardless of your credit score.

Funds for Unique Projects

Receiving loans for fix and flip projects is almost impossible. In fact, a bank may not even consider it as a valid reason for a loan application. Furthermore, banks do not prefer short-term loans.

When you want finances for funding a fix and flip deal or need a short-term loan, hard money loans give you the flexibility you need. RTI Bridge Loans will be happy to approve your loan request that your local bank is sure to turn down instantly.

Get in touch with our team today for any questions regarding the terms and conditions of hard money loans.

Drawbacks of Hard Money Loans

Much like every other type of financial loan, hard money loans also come with a few disadvantages. Here is what you need to be careful about when applying for a hard money loan.

Higher Interest

Borrowers have to settle for a higher interest rate because hard money loans are short-term. Since the agreement is risky for the lender, you may have to pay a higher interest rate that ranges between 9% and 15%. However, since the real estate market is flourishing in Wilmington, CA, you may get a lower interest rate.

Increased Down Payments

Real estate investors don’t have to worry about a poor credit score or any previous bankruptcies when applying for hard money loans. However, they have to make up for this by paying a high down payment. Expect to pay an amount up to 25% to 30%. In addition to that, the lender also wants solid equity in the investor’s property.

Last Resort Option

Typically, hard money loans are short-term. That means the term for a typical hard money loan can be from six months to a year. Such an agreement is riskier for both the borrower and lenders. That’s why many investors consider hard money lending as the last option for their investment deals.

Commercial Real Estate Loan Wilmington, CA

If you are looking for competitive rates for purchasing, flipping, or building a commercial property, RTI Bridge Loans can provide quick and easy funds. We have been serving real estate investors from all parts of Los Angeles and its surrounding cities to invest in successful commercial ventures.

Contact RTI Bridge Loans today to know more about how you can get commercial real estate loans in Wilmington, CA.

Residential Real Estate Loan Wilmington, CA

Are you looking for a reliable real estate investment solution for your residential project in Wilmington, CA? We offer safe and credible lending solutions to help you buy your dream house. Whether you need funds for flipping a residential property or financing your next purchase, you can apply for a hard money loan.

We don’t consider your foreclosure history or take your poor credit score into account. Contact us today if you want to apply for a residential real estate loan in Wilmington, CA.

Partner with the Best Hard Money Lenders is Wilmington, CA

The thriving California economy is making way for thousands of people to relocate to this beautiful part of the country. As a result, the demand for more residential and commercial properties in Wilmington, CA, is increasing. That makes hard money lenders incredibly popular for providing quick cash. RTI Bridge Loans is helping real estate investors make profitable deals for over three decades. Contact us today to find out more.

What You Need To Know About Wilmington, CA

Wilmington lies on the southeastern coast between the Atlantic Ocean and the Cape Fear River. The port city is famous for its historical southern charm and nearby pristine beaches. Every year, many aspiring professionals, retirees, and families relocate to this amazing city. Residents can find amazing local shops, excellent dining options, and a slew of recreational opportunities. All these facilities and amenities make Wilmington, CA, among the best real estate markets in the country. With a population of 56,880 people, Wilmington, CA, is a safe place for locals, tourists, and residents.

Our seasoned and expert hard money loan lenders can help you receive instant funds to finance your next real estate investment. If you want to invest in a commercial or residential real estate property in Wilmington, CA, get in touch with RTI Bridge Loans.

Contact RTI Bridge Loans in Wilmington today and begin working on your new project immediately!

Hard Money Lenders Near Me: Wilmington, CA

Business hours
Monday – Friday : 8am to 5pm
Saturay : Closed
Sunday : Closed
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