Fresno Hard Money Lenders

Hard Money Lenders in Fresno, CA

Finding reliable hard money financing options is now easier than ever. If you are in need of safe and secure hard money lenders, RTI Bridge Loans gives you plenty of variety. Combining their expertise with an experience that spans over three decades, RTI Bridge Loans brings solutions to all your financial problems. The company serves Fresno and all surrounding neighborhoods to provide quick and hassle-free money lending services. Being a professional hard money lending service, RTI Bridge Loans believes in offering quick ways to fund your next Fix and Flip project.

For more information about Hard money Loans, contact RTI Bridge Loans at (562) 857-2285 today and explore profitable real-estate opportunities.

40 Years Of Experience

Partner with one of the most reliable and professional direct hard money lenders in California with over 40 years of hard money lending experience.

Fast Approvals And Funding

Quick approvals and direct funding when time is off the essence and need capital on critical opportunities in this fast-moving real estate market.

Leverage Your Money

Maximize Leverage with our financing up to 70-80% LTV of the residential, commercial or mixed project at competitive hard money loan rates.

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We Fund California Real Estate Projects

RTI Bridge Loans, one of the most experienced direct hard money lenders in California serving Los Angeles and Orange County. We fund hard money loans to Real Estate Developers and Investors, regardless of the size or a challenge of the project, ranging from Bridge Loans, fix and flips to Private money Loans and commercial acquisitions. We provide quick approval and funding with competitive rates and reliable service through asset-based lending for various real estate projects and transactions.

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Premium Hard Money Lending Services in Fresno, CA

As an experienced direct hard money lender, RTI Bridge Loans provides financial solutions to investors and real estate companies. From private money loans, to fix and flips, and bridge loans; the company offers competitive rates and premium services through asset-based lending for several real estate projects.

Here is what you should know about hard money loans.

Primarily, hard money loans are used for real estate transactions. Lenders are either individual or belong to lending companies and not a bank.
A hard money loan is a short-term loan that raises money quickly but at a lower LTV ratio or a higher cost.
The lender and borrower can negotiate the rules and regulations of hard money loans to settle the terms.
Typically, hard money loans use the property as collateral.

Fresno, CA Hard Money Loans

If you are dealing with real estate property in Fresno, RTI Bridge Loans give you multiple options such as commercial real estate loans, bridge loans, fix and flip loans, and private money loans. Since hard money loans are quick and short term, you can benefit from this type of loan if you want to avoid a conventional loan—we specializing in providing tested hard money lending solutions to help you materialize your dreams. Whether you don’t qualify for a traditional bank loan or want cold hard cash, hard money loans such as bridge loans are just the thing you need.

Contact at (562) 857-2285 for discussing the best bridge loan solution for your lending needs.

Fresno, CA Private Money Loans

RTI Bridge Loans serves private money loans service in Fresno and all surrounding neighborhoods in Serving San Fernando Valley and surrounding neighborhoods in the Los Angeles, CA, area. Being a private money lender, the company specializes in offering all types of hard money loans to help you flip or purchase a real estate property. Whether you are a property owner or a real estate investor, RTI Bridge helps you finance commercial and rental properties. Fresno has a population of 531,576; Fresno is the fifth-most populous city in California, which means the real estate market is sure to grow in the future.

Contact RTI Bridge Loans today if you want to invest in a property in Fresno to score a lucrative deal.

Fresno, CA Fix and Flip Loans

Fix and Flip Loans are becoming incredibly popular in Fresno. As the name suggests, the loan allows investors to buy a property and spend money to renovate it before they can sell it for a higher price. You pay off the loan as soon as you sell the property. The short loan term (usually one year) is enough for the investor to renovate the property and advertise on the market for sale.

RTI Bridge Loans brings over thirty years of experience to offer the best Fix and Flip loans to investors. Call today to find out more.

Why should You Apply for Hard Money Loan?

If you are wondering why people prefer hard money loans, then the answer is simple. These loans are not only legitimate but offer quick and hassle-free financial solutions to investors. For instance, if you are having trouble getting a loan from a traditional bank or a financial institution, you can turn to hard money lenders, such as RTI Bridge Loans. For instance, if you don’t have a perfect credit score or you want to avoid the hassle of a conventional bank loan, hard money lending offers a quick solution. Hard money lending companies lend you finances according to the property you want to purchase, or the collateral. You don’t have to jump through several hoops to receive the loan.

Call at (562) 857-2285 to get more information about hard money loans in Fresno, CA.

Benefits of Hard Money Loans

From short-term financing to fewer hoops to jump through, you achieve several benefits from hard money loans. Here are the top advantages that will compel you to choose these loans over conventional bank loans.

Quick and Easy:

RTI Bridge Loans guarantee that you get your loans within three to five days. In rare cases, the process can take up to two weeks. However, a conventional bank loan can take anywhere from a month to a couple of months.

Flexible Loans:

Banks and conventional financial institutions have strict guidelines. Not to mention, if you have a low credit score, you may have trouble qualifying for a traditional bank loan. However, hard money lending companies work on their own terms and conditions. You can become eligible for this loan even if you have a low credit score.

No Rejections:

Most banks reject certain types of loans, such as Fix and Flip loans. But when you contact RTI Bridge Loans, you never face rejection. Hard money lenders such as RTI Bridge Loans will never turn down any unique or short-term loan.

Contact RTI Bridge Loans in Fresno to ask all questions related to your hard money lending loan requests.

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Does Hard Money Loan Have Disadvantages?

Every type of loan has some disadvantages. Here are a few cons of hard money loans.

High-Interest Rates:

Such loans are short-term, so the interest rates are naturally higher, between 9 to 15%.

High Down Payments:

Since hard money lenders ignore factors such as bankruptcies, foreclosures, and tainted credit histories, they require solid equity or a high downpayment (usually up to 30%).

Last-Resort for Investors:

For most investors, hard money loans are often the last resort because they are risky for both the lender and the investor.

Contact RTI Bridge Loans in Fresno to know whether hard money lending will benefit your next real estate transaction.

Types of Hard Money Loans

There are various types of hard money loans, such as fix and flip loans, bridge loans, and private money loans. You can also get commercial property loans for your next real estate project. Here is what you should know about hard money loans.

Hard money loans are when lenders lend you money secured by real property or collateral. These high-interest loans typically last for a year, with monthly payments being interest only. In case someone fails to repay the loan by the end of the loan term, the lender sells the collateral property to make their money back.

Bridge Loans:

Bridge loans refer to loans that people use to purchase a new property. However, they have yet to sell their old property. Hence, bridge loans serve as a bridge between the new and old property. You can repay the loan as soon as you sell the old property. If you want to move to your new property without selling your old property first, bridge loans offer the best solution.

Fix and Flip Loans:

Fix and Flip loans are popular options for places like Fresno that are continuing to thrive. Since the demand for real estate properties is increasing in Fresno, you can score profitable deals through this loan type. Fix and flip projects allow you to purchase a new property, renovate it, and then flip it for a higher price. For this loan, you have to borrow money from a lender and secure the property. After you renovate the property and sell it for a profit, you pay off the loan.

What you should know about Fresno, CA

Fresno enjoys an incredible and central location in California, around 200 miles north of Los Angeles. However, its location is not the only factor that makes Fresno a great market for real estate. Thanks to pleasant weather and thriving employment opportunities, Fresno’s real estate demand is likely to increase in the future. With several public schools, a city college, and some remarkable public and private universities, Fresno boasts a decent number of educational institutes. Living in Fresno means you enjoy all amenities of a big city while enjoying a comfortable small-town life.

It also means enjoying life in a family-oriented, metro city that offers small-town vibes. With world-class hospitals, schools, colleges, universities, and serene neighborhoods, Fresno is an excellent place to live. Hence, people from all over the U.S. are making real estate investments in Fresno, CA.

If you want to know more about how to invest in Fresno, CA or need funds to fuel your next real estate deal in Fresno, get in touch with RTI Bridge Loans by calling or emailing us today. With decades of experience, the company offers expert advice and convenient lending options to all types of investors.